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    privacy policy - Kroger-gift-responsive

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    • Privacy Policy
    • Cardholder Agreement for cards purchased prior to January 1, 2017
    • Cardholder Agreement August 2021
    • Physical Plastic Cardholder Agreement Updated August 2022
    • Digital Cardholder Agreement August 2022

    The Visa® and Mastercard® Gift Cards are issued by U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc. or Mastercard International Incorporated. ©2025 U.S. Bank. NOT FDIC Insured. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. No cash access. For use in the U.S. Only. See Gift Card for terms and applicable fees.

    IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires all financial institutions and their third parties to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents at any time.

     

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