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    privacy policy - Kroger-gift-responsive

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    • Cardholder Agreement for cards purchased prior to January 1, 2017
    • Cardholder Agreement August 2021
    • Physical Plastic Cardholder Agreement Updated August 2022
    • Digital Cardholder Agreement August 2022

    The Visa® and Mastercard® Gift Cards are issued by U.S. Bank National Association pursuant to license from Visa U.S.A. Inc. or by Mastercard International. No cash access. For use in the U.S. Only. See Gift Card for terms and applicable fees.